RSVP by 8/14 for our Social Security & Your Retirement Seminar Hosted by The Lehigh Valley Group at Morgan Stanley

Julie KnightMorgan Stanley

Social Security and Your Retirement

People are living longer than any generation before them. In fact, since centenarians are one of the fastest growing age groups in the country¹ you could spend more than 25 years in retirement. Yet if present trends continue the Social Security Trust Fund may be exhausted by 2033.² If you’re worried about outliving your retirement savings or concerned how Social Security may affect your retirement, join us for this informative seminar. Learn how proper planning can help ensure a comfortable retirement.


Presented by:

Beau B. Barrabee, AAPA

AIG Financial Distributors

Divisional Vice President

Topic: Social Security

What You Need to Know to Help Maximize Your Retirement Income

Date: August 18th, 2015

Time:  5:30 Appetizers, 6-7 pm Presentation

Place: Morgan Stanley Wealth Management

3500 Winchester Road, Suite 100

Allentown, PA 18104

Hosted by:  

The Lehigh Valley Group at Morgan Stanley

Michael E. Malz, CFP®, CRPS®

Senior VP-Wealth Management,

Corporate Retirement Director,

Senior Investment Management Consultant,

Portfolio Manager, Wealth Advisor

NMLS# 1282471

Julie Knight

Associate Vice President – Wealth Management,

Financial Planning Specialist, Financial Advisor

NMLS# 1303059

RSVP: Required by August 14th to 610-391-6371
Guests are welcome


¹Do You Have What it Takes to Live to 100? U.S. News & World Report, May 11, 2012.

²Social Security Trustees Report Press Release, Social Security Administration,, April 23, 2012.

The presentation will contain the current opinions of the speaker, which are subject to change without notice. The guest speaker is neither an employee of nor affiliated with Morgan Stanley. Opinions expressed by the guest speaker are solely his or her own and do not necessarily reflect those of Morgan Stanley.

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Variable annuities are long-term investment vehicles designed for retirement. There are risks involved when investing in a variable annuity, including possible loss of principal.

Variable annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges and expenses, and other information regarding the variable annuity contract and the underlying investments, which should be considered carefully before investing. Prospectuses for both the variable annuity contract and the underlying investments are available from your Financial Advisor. Please read the prospectus carefully before you invest.

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